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    Mortgage rates valid as of 05 Jan 2022 08:51 a.m. CST and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM ...


    Unlike a mortgage prequalification, a home loan pre-approval requires some extra paperwork such as W-2s, pay stubs, bank statements and tax returns. It also involves pulling your credit score and history. With this information, your lender will then be able to determine your loan amount, so you can shop for homes within your price range.


    While conventional home loans have higher credit thresholds, homeowners may still be able to be approved for mortgage financing through government-backed mortgage programs, like the ones sponsored by the VA, FHA and USDA. These programs receive explicit backing from the Federal government which reduces their risk to the lenders that provide them.


    Go here for the Rocket Mortgage NMLS consumer access page. Rocket Mortgage, 1050 Woodward Ave., Detroit, MI 48226-1906 ©2000 – 2022 Rocket Mortgage, LLC (d/b/a Quicken Loans).

South Bay L.a. Home Loans

409 N Pacific Coast Highway,REDONDO BEACH,CA

(131) 040 - 5170


PHH Home Loans

1608 Montana Ave,Santa Monica,CA

(131) 082 - 9610


Victoria Home Loans

112 S Catalina Ave,Redondo Beach,CA

(131) 037 - 2091


Fidelity Capital Home Loans

1425 Stanford St,Santa Monica,CA

(131) 038 - 8961



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